No Hard Credit Pull · Same-Day Funding Available
← All Auto Repair Shops Financing

Mobile Mechanic Business Loans — Funded in 24 Hours

Specialized funding for mobile mechanic businesses. 70+ lenders compete for your deal — no minimum credit score, no collateral, no hard pull to check your rate.

✓No hard credit pull to check your rate
✓Revenue-based approval, not FICO-based
✓70+ lending partners compete for your deal
✓Funded as fast as same day
$5M
Max Funding
Per deal or stacked
4hrs
Fastest Funded
Same-day available
No Min
FICO Required
Revenue-based approval
70+
Lenders Compete
You pick the best offer
✓ No Minimum Credit Score✓ $10K+ Monthly Deposits✓ 6+ Months Operating✓ No Hard Credit Pull✓ All Shop Types Welcome

Mobile Mechanic Financing

Get Your Mobile Mechanic Business Funded in 60 Seconds

Slide the calculator to see your estimated approval range. Then answer 3 quick questions to lock it in. No documents needed. No credit impact.

✓Estimated range appears instantly
✓Auto-advances as you answer — no extra clicks
✓Soft credit pull only — your FICO stays untouched
✓Real specialist reviews your file within the hour
✓No obligation — see your options and decide
Estimate
Revenue
History
Contact

See What You Could Qualify For

Slide to your average monthly bank deposits.

$10K$50K/mo$500K+

Estimated Approval Range

$50K – $75K

Based on 100-150% of monthly revenue

No hard credit pull · No obligation · Estimate only

Your Mobile Mechanic Deal Gets Shopped Across 70+ Lending Partners

SBA Preferred Lenders
Community Banks
Credit Unions
Specialty Finance Companies
Online Lending Platforms

70+ vetted lending partners competing for your deal

How It Works

From Application to Funded in 5 Steps

No paperwork avalanche. No bank lobby. No guessing.

📱
1

60-Second Application

Answer 4 questions. No documents needed yet.

🔒
2

Soft Credit Check

Zero impact on your FICO. Score stays untouched.

🏦
3

70+ Banks Compete

Multiple lenders see your deal. Best terms surface.

✅
4

Pick Your Best Offer

Compare rates, terms, and amounts. You decide.

💰
5

Get Funded

Sign digitally. Funds in your account — same day available.

Mobile Mechanic Capital Uses

What Mobile Mechanic Businesses Use Funding For

🔧

Lifts & Shop Equipment

Two-post lifts, four-post lifts, alignment racks, tire changers, balancers. Upgrade without draining reserves.

💻

Diagnostic Tools & Software

OBD scanners, ADAS calibration, shop management software. Stay current with modern vehicle tech.

🏗️

Facility Expansion

Add bays, build a waiting room, pave the lot, open a second location. Grow your capacity.

🔩

Parts Inventory

Stock fast-moving parts in-house. Reduce wait times, improve margins, turn jobs faster.

👨‍🔧

Hiring & Payroll

Recruit skilled mechanics with signing bonuses. Cover payroll during slow weeks. Invest in ASE training.

⚡

EV & Hybrid Readiness

EV-rated lifts, high-voltage tools, charging infrastructure, technician certification. Future-proof your shop.

Full Transparency

What Kills Your Qualification (And What Doesn't)

Most lenders won't tell you this upfront. We will.

✅ These Won't Stop You

✓Low personal credit score (no minimum FICO)
✓Seasonal or slow-week revenue dips
✓Small shop — even 1-2 bays
✓Existing equipment loans or leases
✓Cash + card revenue mix
✓No collateral beyond shop equipment
✓Less than 2 years in business (6 months is fine)
✓Prior bank denial for financing

🚫 These Can Be Deal-Breakers

✗Less than $10,000/month in bank deposits
✗Less than 6 months in operation
✗No business checking account
✗Active (undischarged) bankruptcy
✗Negative average daily bank balance
✗Heavy NSF/overdraft activity on statements
✗Active EPA violations or environmental orders
✗Undisclosed existing positions or defaults
Check If I Qualify \u2014 No Credit Impact \u2192

The EV Revolution Won’t Wait for Your Shop to Catch Up

EVs and hybrids are filling your parking lot whether you’re ready or not. New diagnostic tools, EV-rated lifts, high-voltage certifications — shops that invest now will own the next decade. A pre-approved credit line costs nothing until you draw it. Be ready when the opportunity hits.

Check My Rate While My Numbers Are Strong → →

No credit impact · No obligation · 60 seconds

Ready?

See What Your Mobile Mechanic Business Qualifies For

Slide the calculator, answer 3 questions, and a specialist pulls your options within the hour.

✓Estimated approval range appears instantly
✓Auto-advances — no extra buttons to click
✓Soft pull only — FICO untouched
✓70+ lenders compete for your deal
✓No obligation to accept any offer
Estimate
Revenue
History
Contact

See What You Could Qualify For

Slide to your average monthly bank deposits.

$10K$50K/mo$500K+

Estimated Approval Range

$50K – $75K

Based on 100-150% of monthly revenue

No hard credit pull · No obligation · Estimate only

Other Auto Repair Shops Specialties We Fund

Click any specialty for tailored financing options.

Independent ShopAuto Body / CollisionTransmissionTire & AlignmentOil Change / Quick LubeDiesel / Heavy DutyEV / Hybrid SpecialistFleet MaintenanceDetailingTowingUsed Car + ServiceAll Auto Repair Shops →

FAQs

Mobile Mechanic Business Loan FAQs

Stop Waiting on Banks. Get Your Mobile Mechanic Business Funded Today.

60 seconds. No credit impact. No obligation.

See What I Qualify For →

No hard credit pull · Free to check · Nationwide

See What I Qualify For \u2014 60 Sec \u2192