No Hard Credit Pull · Same-Day Funding Available
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📊Term Loans

A traditional business loan structure with a fixed amount, fixed rate, and fixed monthly payments. Predictable, straightforward, and ideal for planned investments.

$25K – $5M
Loan Amounts
1 – 5 years
Terms
2 – 7 business days
Speed to Fund
600+
Min. Credit
✓ No Minimum Credit Score✓ $10K+ Monthly Deposits✓ 6+ Months in Business✓ No Hard Credit Pull✓ All Industries

Term Loans

See What You Qualify For in 60 Seconds

Slide the calculator to see your estimated approval range. Then answer 3 quick questions. No documents needed. No credit impact.

✓Estimated range appears instantly
✓Auto-advances as you answer — no extra clicks
✓Soft credit pull only — your FICO stays untouched
✓Real specialist reviews your file within the hour
✓No obligation — see your options and decide
Estimate
Revenue
History
Contact

See What You Could Qualify For

Slide to your average monthly bank deposits.

$10K$75K/mo$500K+

Estimated Approval Range

$75K – $113K

Based on 100-150% of monthly revenue

No hard credit pull · No obligation · Estimate only

Your Deal Gets Shopped Across 70+ Lending Partners Including

BlueVineA Rated
KabbageA Rated
OnDeckA+ Rated
FundboxA Rated
Celtic BankA Rated
Cross RiverA Rated
Ready CapitalA Rated
SmartBizA Rated

+ additional SBA lenders, community banks, credit unions, and specialty finance companies

How It Works

How Term Loans Work

You receive a lump sum and repay in fixed monthly installments over the agreed term (1–5 years). Interest rates are fixed at origination. Payments are predictable and consistent, making budgeting straightforward.

Best For

Ideal Use Cases for Term Loans

✓Planned business expansion projects
✓Major equipment or vehicle purchases
✓Hiring and training new teams
✓Consolidating high-cost existing debt
✓Businesses wanting predictable monthly payments

Full Transparency

Pros & Cons of Term Loans

We believe in full transparency. Here's what you should know.

✅ Advantages

✓Predictable fixed monthly payments
✓Lower rates than short-term products
✓Higher loan amounts available
✓Build business credit with consistent payments
✓No revenue-sharing or daily ACH debits

⚠️ Considerations

•Longer approval process than working capital
•Higher credit requirements (typically 600+)
•May require collateral for larger amounts
•Prepayment penalties may apply
Check If I Qualify — No Credit Impact →

Ready?

See What You Qualify For. No Credit Impact.

Slide the calculator, answer 3 questions, and a specialist pulls your options within the hour.

✓Estimated approval range appears instantly
✓Auto-advances — no extra buttons to click
✓Soft pull only — FICO untouched
✓70+ lenders compete for your deal
✓No obligation to accept any offer
Estimate
Revenue
History
Contact

See What You Could Qualify For

Slide to your average monthly bank deposits.

$10K$75K/mo$500K+

Estimated Approval Range

$75K – $113K

Based on 100-150% of monthly revenue

No hard credit pull · No obligation · Estimate only

FAQs

Term Loans FAQs

The Only Risk Is Not Knowing What's Available to You

60 seconds. No credit impact. No obligation.

Check My Rate →

No hard credit pull · Free to check · Nationwide

See What I Qualify For — 60 Sec →