No Hard Credit Pull · Same-Day Funding Available

You Treat Patients. Insurance Takes 90 Days to Pay You.

Between reimbursement delays, claim denials, and rising costs — your practice needs capital that moves at the speed of healthcare, not the speed of bureaucracy. We match you with 70+ lending partners who fund medical practices daily.

No hard credit pull to check your rate
Revenue-based — accounts for reimbursement cycles
70+ lending partners compete for your deal
Every specialty and practice type welcome
$10M
Max Funding
Per deal or stacked
4hrs
Fastest Funded
Same-day available
No Min
FICO Required
Revenue-based approval
70+
Lenders Compete
You pick the best offer

Insurance owed us $400K in outstanding claims. Basecamp Funding funded us $250K to cover payroll and supplies while we waited. No personal guarantee. We didn’t miss a single payroll.

★★★★★ — Dr. Sarah M. · Family Medicine · 4-Physician Practice · Phoenix, AZ

No Minimum Credit Score$10K+ Monthly Deposits6+ Months OperatingNo Hard Credit PullAll Specialties Welcome

Check Your Rate

Find Out What You Qualify For in 60 Seconds

Slide the calculator to see your estimated approval range. Then answer 3 quick questions to lock it in. No documents needed. No credit impact.

Estimated range appears instantly
Auto-advances as you answer — no extra clicks
Soft credit pull only — your FICO stays untouched
Real specialist reviews your file within the hour
No obligation — see your options and decide
Estimate
Revenue
History
Contact

See What You Could Qualify For

Slide to your average monthly bank deposits.

$10K$75K/mo$500K+

Estimated Approval Range

$75K$113K

Based on 100-150% of monthly revenue

No hard credit pull · No obligation · Estimate only

Your Deal Gets Shopped Across 70+ Lending Partners Including

BlueVineA Rated
KabbageA Rated
OnDeckA+ Rated
FundboxA Rated
Celtic BankA Rated
Cross RiverA Rated
Ready CapitalA Rated
SmartBizA Rated

+ additional SBA lenders, community banks, credit unions, and specialty finance companies

Why Basecamp Funding

How We Compare

Not all funding sources are created equal. Here's how we stack up against your other options.

Basecamp FundingTraditional BankSBA LoanSelf-Financing
Time to FundedSame day – 3 days60 – 90 days30 – 90 daysImmediate (if available)
Min. Credit ScoreNone680+680+N/A
Min. Time in Business6 months2+ years2+ yearsN/A
Credit Pull to ApplySoft onlyHard pullHard pullN/A
Lenders Competing70+110
Personal GuaranteeUsually noYesYesN/A
Documentation3 mo. bank statementsTax returns, financials, projectionsBusiness plan, tax returns, formsN/A
Accounts for Reimb. DelaysYes — built into underwritingRarelySometimesDepletes reserves
Max Funding$10MVaries$5M capLimited to cash on hand
Dedicated SpecialistYes — humanBranch bankerVaries by lenderN/A
Check What I Qualify For →

How It Works

From Application to Funded in 5 Steps

No paperwork avalanche. No bank lobby. No guessing.

📱
1

60-Second Application

Answer 4 questions. No documents needed yet.

🔒
2

Soft Credit Check

Zero impact on your FICO. Score stays untouched.

🏦
3

70+ Banks Compete

Multiple lenders see your deal. Best terms surface.

4

Pick Your Best Offer

Compare rates, terms, and amounts. You decide.

💰
5

Get Funded

Sign digitally. Funds in your account — same day available.

Use Your Capital For

9 Ways Healthcare Practices Use Basecamp Funding Funding

🔬

Equipment & Diagnostics

Imaging machines, lab equipment, exam room tech, diagnostic tools. Finance without depleting reserves.

💻

EHR & Technology

Electronic health records, telehealth platforms, patient portals, cybersecurity. Stay compliant and efficient.

🏥

Office Buildout & Renovation

New exam rooms, waiting area upgrades, ADA compliance, second location buildout.

💵

Payroll & Operations Bridge

Keep staff paid between reimbursement cycles. Bridge the 30-90 day insurance payment gap.

📈

Marketing & Patient Acquisition

SEO, Google Ads, community outreach, referral programs. Fill your schedule with the right patients.

🤝

Practice Acquisition

Buy an existing practice. Merge with a complementary group. Acquire a retiring physician’s patient panel.

📋

Regulatory Compliance

HIPAA upgrades, OSHA requirements, accreditation costs, licensing in new states.

🔄

Debt Consolidation

Refinance high-cost MCAs, credit cards, or equipment loans into one manageable payment.

🏢

Second Location

Open a satellite office, urgent care, or specialty clinic. Expand your geographic reach and patient base.

Full Transparency

What Kills Your Qualification (And What Doesn't)

Most lenders won't tell you this upfront. We will.

✅ These Won't Stop You

Low personal credit score (no minimum FICO)
Student loan debt (even $200K+)
Insurance-dependent revenue model
Less than 2 years in practice (6 months is fine)
Solo practitioner or small group
No collateral or practice-owned real estate
High percentage of Medicare/Medicaid patients
Prior bank denial for business financing

🚫 These Can Be Deal-Breakers

Less than $10,000/month in practice deposits
Less than 6 months in operation
No business checking account (practice account)
Active (undischarged) bankruptcy
Negative average daily bank balance
Heavy NSF/overdraft activity on statements
Active malpractice judgments or license suspension
Undisclosed existing positions or defaults
Check If I Qualify \u2014 No Credit Impact \u2192

Before You Apply

What to Have Ready

Having these speeds up your approval. Don't have everything? Start anyway — we'll guide you.

3 months of bank statements

Practice operating account (not patient trust)

Business checking account

Dedicated practice operating account

Medical license or practice EIN

Proof your practice is registered and in good standing

Government-issued ID

Driver’s license or passport

Outstanding debt details

Existing loans, equipment leases, credit lines

Approximate monthly revenue

Doesn’t need to be exact — ballpark is fine

The Next Reimbursement Delay Shouldn’t Threaten Your Practice

Medicare cut physician reimbursement again this year. Claim denial rates hit 12% and rising. A pre-approved credit line costs nothing until you draw it — but it’s there when insurance is slow, equipment breaks, or opportunity knocks. Check your rate while your numbers are strong.

Check My Rate While My Numbers Are Strong →

No credit impact · No obligation · 60 seconds

Ready?

See What You Qualify For. No Credit Impact. No Obligation.

Slide the calculator, answer 3 questions, and a specialist pulls your options within the hour.

Estimated approval range appears instantly
Auto-advances — no extra buttons to click
Soft pull only — FICO untouched
70+ lenders compete for your deal
No obligation to accept any offer
Estimate
Revenue
History
Contact

See What You Could Qualify For

Slide to your average monthly bank deposits.

$10K$75K/mo$500K+

Estimated Approval Range

$75K$113K

Based on 100-150% of monthly revenue

No hard credit pull · No obligation · Estimate only

Financing by Specialty

Every practice type. Click yours for tailored options.

FAQs

Healthcare Practice Funding FAQs

Your Patients Shouldn’t Suffer Because Insurance Is Slow

60 seconds. No credit impact. No obligation.

See What My Practice Qualifies For →

No hard credit pull · Free to check · Nationwide

See What My Practice Qualifies For → — 60 Sec →