No Hard Credit Pull · Same-Day Funding Available

Need Capital for a Job? Get Funded Same-Day.

Submit your info once. We match you with 70+ lending partners, compare offers, and fund your business — no minimum credit score required.

No hard credit pull to check your rate
Revenue-based approval, not FICO-based
70+ lending partners compete for your deal
Funded as fast as same day
$10M
Max Funding
Per deal or stacked
4hrs
Fastest Funded
Same-day available
No Min
FICO Required
Revenue-based approval
70+
Banks Compete
You pick the best offer

I got denied by Chase and Wells Fargo. Basecamp Funding matched me with three lenders and I had $185K in my account in 48 hours. No BS.

★★★★★ — Mike R. · General Contractor · Houston, TX

No Minimum Credit Score$10K+ Monthly Deposits6+ Months in BusinessNo Hard Credit PullNo Collateral Required

Check Your Rate

Find Out What You Qualify For in 60 Seconds

Slide the calculator to see your estimated approval range. Then answer 3 quick questions to lock it in. No documents needed. No credit impact.

Estimated range appears instantly
Auto-advances as you answer — no extra clicks
Soft credit pull only — your FICO stays untouched
Real specialist reviews your file within the hour
No obligation — see your options and decide
Estimate
Revenue
History
Contact

See What You Could Qualify For

Slide to your average monthly bank deposits.

$10K$75K/mo$500K+

Estimated Approval Range

$75K$113K

Based on 100-150% of monthly revenue

No hard credit pull · No obligation · Estimate only

Your Deal Gets Shopped Across 70+ Lending Partners Including

BlueVineA Rated
KabbageA Rated
OnDeckA+ Rated
FundboxA Rated
Celtic BankA Rated
Cross RiverA Rated
Ready CapitalA Rated
SmartBizA Rated

+ additional SBA lenders, community banks, credit unions, and specialty finance companies

Why Basecamp Funding

How We Compare

Not all funding sources are created equal. Here's how we stack up against your other options.

Basecamp FundingTraditional BankOnline Lender
Time to FundedSame day – 3 days60 – 90 days3 – 14 days
Min. Credit ScoreNone680+600+
Min. Time in Business6 months2+ years1+ year
Credit Pull to ApplySoft onlyHard pullVaries (often hard)
Lenders Who See Your Deal70+11
Can Stack Multiple LoansYesNoNo
Collateral RequiredUsually noUsually yesVaries
Documentation Needed3 mo. bank statementsTax returns, plan, collateral docs6+ mo. bank statements
Max Funding Amount$10MVaries (often $500K cap)$250K – $500K
Dedicated SpecialistYes — humanBranch banker (rotates)Chat/email support
Check What I Qualify For →

How It Works

From Application to Funded in 5 Steps

No paperwork avalanche. No bank lobby. No guessing.

📱
1

60-Second Application

Answer 4 questions. No documents needed yet.

🔒
2

Soft Credit Check

Zero impact on your FICO. Score stays untouched.

🏦
3

70+ Banks Compete

Multiple lenders see your deal. Best terms surface.

4

Pick Your Best Offer

Compare rates, terms, and amounts. You decide.

💰
5

Get Funded

Sign digitally. Funds in your account — same day available.

Use Your Capital For

9 Ways Contractors Use Basecamp Funding Funding

Payroll & Operations

Bridge cash flow gaps. Keep crews paid when receivables run 30-60-90 days.

🏗️

Job Mobilization

Fund upfront costs — materials, permits, equipment rental — before first draw.

📈

Scale & Win Bigger Jobs

Take on larger contracts. Expand territories. Hire key staff.

🤖

AI & Technology

Drones, AI estimating, GPS fleet tracking, project management tools.

🔧

Equipment & Vehicles

Excavators, dump trucks, skid steers. Finance or lease — all credit profiles.

📊

Marketing & Branding

Truck wraps, websites, Google Ads. Build the brand that wins contracts.

🔄

Refinance Costly Debt

Consolidate high-cost MCAs or credit cards into one manageable payment.

🛡️

Bonding & Insurance

Finance bid bonds, performance bonds, and premiums. Never lose a contract.

💰

Cash Flow Cushion

Build a war chest before you need it. Seasonal dips won’t catch you off guard.

Full Transparency

What Kills Your Qualification (And What Doesn't)

Most lenders won't tell you this upfront. We will.

✅ These Won't Stop You

Low personal credit score (no minimum FICO)
Previous bank denial
Less than 2 years in business (6 months is fine)
No collateral or business assets
No business plan or projections
Industry banks call ‘high risk’
Existing business debt or MCA positions
Seasonal or inconsistent revenue

🚫 These Can Be Deal-Breakers

Less than $10,000/month in bank deposits
Less than 6 months in business
No business checking account
Active (undischarged) bankruptcy
Negative average daily bank balance
Heavy NSF/overdraft activity on statements
Federal tax liens (state may be workable)
Undisclosed existing positions or defaults
Check If I Qualify \u2014 No Credit Impact \u2192

Before You Apply

What to Have Ready

Having these speeds up your approval. Don't have everything? Start anyway — we'll guide you.

3 months of bank statements

PDF download or online banking credentials

Business checking account

Must be a dedicated business account

Valid business license or EIN

Proof your business is registered

Government-issued ID

Driver’s license or passport

Outstanding debt details

Existing loans, MCAs, or credit lines

Approximate monthly revenue

Doesn’t need to be exact

Don’t Wait Until You Need Funding to Get Funded

68% of loan denials happen because of weak financials at time of application. The best time to apply is when your business is performing — not when you’re scrambling. Check your rate now while your numbers are strong.

Check My Rate While I’m Strong

No credit impact · No obligation · 60 seconds

Ready?

See What You Qualify For. No Credit Impact. No Obligation.

Slide the calculator, answer 3 questions, and a specialist pulls your options within the hour.

Estimated approval range appears instantly
Auto-advances — no extra buttons to click
Soft pull only — FICO untouched
70+ lenders compete for your deal
No obligation to accept any offer
Estimate
Revenue
History
Contact

See What You Could Qualify For

Slide to your average monthly bank deposits.

$10K$75K/mo$500K+

Estimated Approval Range

$75K$113K

Based on 100-150% of monthly revenue

No hard credit pull · No obligation · Estimate only

Financing by Trade

Every construction specialty. Click yours for tailored options.

FAQs

Construction Business Loan FAQs

The Only Risk Is Not Knowing What’s Available to You

60 seconds. No credit impact. No obligation.

See What I Qualify For

No hard credit pull · Free to check · Nationwide

See What I Qualify For — 60 Sec →