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⚙️Equipment Financing

Buy or lease commercial equipment with the equipment itself serving as collateral. Get the machinery, vehicles, or technology you need without depleting cash reserves.

$10K – $5M
Loan Amounts
1 – 7 years
Terms
1 – 5 business days
Speed to Fund
No minimum
Min. Credit
✓ No Minimum Credit Score✓ $10K+ Monthly Deposits✓ 6+ Months in Business✓ No Hard Credit Pull✓ All Industries

Equipment Financing

See What You Qualify For in 60 Seconds

Slide the calculator to see your estimated approval range. Then answer 3 quick questions. No documents needed. No credit impact.

✓Estimated range appears instantly
✓Auto-advances as you answer — no extra clicks
✓Soft credit pull only — your FICO stays untouched
✓Real specialist reviews your file within the hour
✓No obligation — see your options and decide
Estimate
Revenue
History
Contact

See What You Could Qualify For

Slide to your average monthly bank deposits.

$10K$75K/mo$500K+

Estimated Approval Range

$75K – $113K

Based on 100-150% of monthly revenue

No hard credit pull · No obligation · Estimate only

Your Deal Gets Shopped Across 70+ Lending Partners Including

BlueVineA Rated
KabbageA Rated
OnDeckA+ Rated
FundboxA Rated
Celtic BankA Rated
Cross RiverA Rated
Ready CapitalA Rated
SmartBizA Rated

+ additional SBA lenders, community banks, credit unions, and specialty finance companies

How It Works

How Equipment Financing Work

The equipment you’re buying serves as collateral for the loan. You receive funding to purchase the equipment, then repay in fixed monthly installments. At the end of the term, you own the equipment outright (loan) or return/purchase it (lease).

Best For

Ideal Use Cases for Equipment Financing

✓Purchasing heavy equipment or machinery
✓Upgrading technology or IT infrastructure
✓Fleet vehicle acquisition
✓Medical or dental equipment
✓Restaurant kitchen equipment

Full Transparency

Pros & Cons of Equipment Financing

We believe in full transparency. Here's what you should know.

✅ Advantages

✓Equipment serves as collateral — no additional assets needed
✓Fixed monthly payments for easy budgeting
✓Longer terms = lower monthly cost
✓Section 179 tax deduction may apply
✓Preserves working capital for operations

⚠️ Considerations

•Can only be used for equipment purchases
•Equipment may depreciate faster than loan term
•May require a down payment (10–20%)
Check If I Qualify — No Credit Impact →

Ready?

See What You Qualify For. No Credit Impact.

Slide the calculator, answer 3 questions, and a specialist pulls your options within the hour.

✓Estimated approval range appears instantly
✓Auto-advances — no extra buttons to click
✓Soft pull only — FICO untouched
✓70+ lenders compete for your deal
✓No obligation to accept any offer
Estimate
Revenue
History
Contact

See What You Could Qualify For

Slide to your average monthly bank deposits.

$10K$75K/mo$500K+

Estimated Approval Range

$75K – $113K

Based on 100-150% of monthly revenue

No hard credit pull · No obligation · Estimate only

FAQs

Equipment Financing FAQs

The Only Risk Is Not Knowing What's Available to You

60 seconds. No credit impact. No obligation.

Check My Rate →

No hard credit pull · Free to check · Nationwide

See What I Qualify For — 60 Sec →