No Hard Credit Pull · Same-Day Funding Available

You Transform How People Feel. Your Equipment Budget Shouldn’t Hold You Back.

A single laser system costs $100K+. Clients expect the latest technology. Your growth shouldn’t stall because capital is locked in equipment. We match you with 70+ lending partners who fund med spas daily.

No hard credit pull to check your rate
Revenue-based — not just your credit score
70+ lending partners compete for your deal
Equipment, buildout, marketing, and working capital
$5M
Max Funding
Per deal or stacked
4hrs
Fastest Funded
Same-day available
No Min
FICO Required
Revenue-based approval
70+
Lenders Compete
You pick the best offer

We needed $180K for a new laser platform and treatment room buildout. Equipment financing would only cover the device. Basecamp Funding funded everything — laser, buildout, and marketing — in one package. Revenue from the new service line covered the payment in month two.

★★★★★ — Dr. Sarah M. · Med Spa Owner · 4 Treatment Rooms · Scottsdale, AZ

No Minimum Credit Score$10K+ Monthly Deposits6+ Months OperatingNo Hard Credit PullAll Med Spa Types

Check Your Rate

Find Out What You Qualify For in 60 Seconds

Slide the calculator to see your estimated approval range. Then answer 3 quick questions to lock it in. No documents needed. No credit impact.

Estimated range appears instantly
Auto-advances as you answer — no extra clicks
Soft credit pull only — your FICO stays untouched
Real specialist reviews your file within the hour
No obligation — see your options and decide
Estimate
Revenue
History
Contact

See What You Could Qualify For

Slide to your average monthly bank deposits.

$10K$75K/mo$500K+

Estimated Approval Range

$75K$113K

Based on 100-150% of monthly revenue

No hard credit pull · No obligation · Estimate only

Your Deal Gets Shopped Across 70+ Lending Partners Including

BlueVineA Rated
KabbageA Rated
OnDeckA+ Rated
FundboxA Rated
Celtic BankA Rated
Cross RiverA Rated
Ready CapitalA Rated
SmartBizA Rated

+ additional SBA lenders, community banks, credit unions, and specialty finance companies

Why Basecamp Funding

How We Compare

Not all funding sources are created equal. Here's how we stack up against your other options.

Basecamp FundingTraditional BankEquip. FinancingSBA Loan
Time to FundedSame day – 3 days60 – 90 days2 – 4 weeks30 – 180 days
Use of FundsAnything — equipment, buildout, marketing, payrollRestrictedEquipment onlySBA-approved uses
Covers Full Launch/Expansion?Yes — equipment + buildout + marketing in onePossiblyNo — device onlyYes, but slow
Min. Credit ScoreNone680+600+675+
Lenders Competing70+111
Requires Business Plan?NoYesNoYes — detailed
Documentation3 mo. bank statementsTax returns, financials, projectionsEquipment quotes + financialsBusiness plan, tax returns, SBA forms
Personal GuaranteeUsually noYesEquipment is collateralYes
Can Stack Multiple ProductsYes — laser + LOC + working capitalNoNoNo
Dedicated SpecialistYes — humanBranch bankerVendor sales repVaries
Check What I Qualify For →

How It Works

From Application to Funded in 5 Steps

No paperwork avalanche. No bank lobby. No guessing.

📱
1

60-Second Application

Answer 4 questions. No documents needed yet.

🔒
2

Soft Credit Check

Zero impact on your FICO. Score stays untouched.

🏦
3

70+ Banks Compete

Multiple lenders see your deal. Best terms surface.

4

Pick Your Best Offer

Compare rates, terms, and amounts. You decide.

💰
5

Get Funded

Sign digitally. Funds in your account — same day available.

Use Your Capital For

9 Ways Med Spas Use Basecamp Funding Funding

Laser & Light Devices

IPL, fractional CO2, Nd:YAG, diode. Fund the next-gen platform without draining your operating account.

💉

Injectable Inventory

Botox, Dysport, Juvederm, Restylane, Sculptra. Buy in bulk for better margins. Never turn clients away.

🏗️

Buildout & Renovation

Treatment rooms, reception areas, Instagrammable spaces. Create the premium experience your clients expect.

📡

Body Contouring Systems

CoolSculpting, Emsculpt, RF body tightening, laser lipo. High-ticket services that pay for themselves.

👩‍⚕️

Staffing & Training

Licensed aestheticians, RNs, NPs, front desk. Fund hiring and certification programs.

📈

Marketing & Client Acquisition

Instagram ads, Google Ads, influencer partnerships, before/after content, loyalty programs.

🔬

Microneedling & Skin Tech

RF microneedling, HydraFacial, chemical peels, PRP equipment. Add high-demand services to your menu.

🔄

Debt Consolidation

Refinance equipment leases, MCAs, or vendor financing into one predictable payment.

📍

Second Location

Open a satellite location, launch a pop-up, or expand into an adjacent suite. Scale your brand.

Full Transparency

What Kills Your Qualification (And What Doesn't)

Most lenders won't tell you this upfront. We will.

✅ These Won't Stop You

Low personal credit score (no minimum FICO)
Newer practice (6 months is enough)
Clinical professional with no business finance background
Existing equipment leases or vendor financing
Single treatment room or small operation
Seasonal client volume fluctuations
No collateral beyond equipment
Prior bank denial for business financing

🚫 These Can Be Deal-Breakers

Less than $10,000/month in bank deposits
Less than 6 months in operation
No business checking account
Active (undischarged) bankruptcy
Negative average daily bank balance
Heavy NSF/overdraft activity on statements
Revoked or suspended medical license
Undisclosed existing positions or defaults
Check If I Qualify \u2014 No Credit Impact \u2192

Before You Apply

What to Have Ready

Having these speeds up your approval. Don't have everything? Start anyway — we'll guide you.

3 months of bank statements

Business operating account

Business checking account

Dedicated business account (not personal)

Medical or business license

State medical license, NP license, or business license

Government-issued ID

Driver’s license or passport

Outstanding debt details

Equipment leases, vendor financing, MCAs, loans

Approximate monthly revenue

Doesn’t need to be exact — ballpark is fine

Your Competitors Are Adding That Laser System Right Now

Aesthetic technology moves fast. The med spa down the street is already marketing their new body contouring platform. Every month you wait is a month of high-ticket clients choosing them over you. A pre-approved credit line costs nothing until you draw it — but when the right device becomes available, you move first.

Check My Rate While My Numbers Are Strong →

No credit impact · No obligation · 60 seconds

Ready?

See What You Qualify For. No Credit Impact. No Obligation.

Slide the calculator, answer 3 questions, and a specialist pulls your options within the hour.

Estimated approval range appears instantly
Auto-advances — no extra buttons to click
Soft pull only — FICO untouched
70+ lenders compete for your deal
No obligation to accept any offer
Estimate
Revenue
History
Contact

See What You Could Qualify For

Slide to your average monthly bank deposits.

$10K$75K/mo$500K+

Estimated Approval Range

$75K$113K

Based on 100-150% of monthly revenue

No hard credit pull · No obligation · Estimate only

Financing by Med Spa Specialty

Every aesthetic service. Click yours for tailored options.

FAQs

Med Spa Business Loan FAQs

The Best Med Spas Don’t Wait for Capital. They Secure It First.

60 seconds. No credit impact. No obligation.

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No hard credit pull · Free to check · Nationwide

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