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💳Business Line of Credit

A revolving credit line that works like a business credit card but with higher limits and lower rates. Draw funds on demand, repay, and draw again.

$10K – $500K
Loan Amounts
6 – 24 months (revolving)
Terms
1 – 3 business days
Speed to Fund
550+
Min. Credit
✓ No Minimum Credit Score✓ $10K+ Monthly Deposits✓ 6+ Months in Business✓ No Hard Credit Pull✓ All Industries

Business Line of Credit

See What You Qualify For in 60 Seconds

Slide the calculator to see your estimated approval range. Then answer 3 quick questions. No documents needed. No credit impact.

✓Estimated range appears instantly
✓Auto-advances as you answer — no extra clicks
✓Soft credit pull only — your FICO stays untouched
✓Real specialist reviews your file within the hour
✓No obligation — see your options and decide
Estimate
Revenue
History
Contact

See What You Could Qualify For

Slide to your average monthly bank deposits.

$10K$75K/mo$500K+

Estimated Approval Range

$75K – $113K

Based on 100-150% of monthly revenue

No hard credit pull · No obligation · Estimate only

Your Deal Gets Shopped Across 70+ Lending Partners Including

BlueVineA Rated
KabbageA Rated
OnDeckA+ Rated
FundboxA Rated
Celtic BankA Rated
Cross RiverA Rated
Ready CapitalA Rated
SmartBizA Rated

+ additional SBA lenders, community banks, credit unions, and specialty finance companies

How It Works

How Business Line of Credit Work

Once approved, you get access to a credit line up to your approved limit. Draw any amount, any time. You only pay interest on the amount you’ve drawn. As you repay, your available balance replenishes — like a revolving door of capital.

Best For

Ideal Use Cases for Business Line of Credit

✓Managing irregular cash flow
✓Covering unexpected expenses as they arise
✓Seasonal businesses needing flexibility
✓Inventory purchases on short notice
✓Having a financial safety net in place

Full Transparency

Pros & Cons of Business Line of Credit

We believe in full transparency. Here's what you should know.

✅ Advantages

✓Only pay interest on what you draw
✓Revolving — reuse as you repay
✓Flexible draw schedule (on demand)
✓Build business credit with regular use
✓No collateral required for most lines

⚠️ Considerations

•Lower limits than term loans or SBA
•Some lenders charge maintenance or draw fees
•Requires slightly higher credit profile than working capital
Check If I Qualify — No Credit Impact →

Ready?

See What You Qualify For. No Credit Impact.

Slide the calculator, answer 3 questions, and a specialist pulls your options within the hour.

✓Estimated approval range appears instantly
✓Auto-advances — no extra buttons to click
✓Soft pull only — FICO untouched
✓70+ lenders compete for your deal
✓No obligation to accept any offer
Estimate
Revenue
History
Contact

See What You Could Qualify For

Slide to your average monthly bank deposits.

$10K$75K/mo$500K+

Estimated Approval Range

$75K – $113K

Based on 100-150% of monthly revenue

No hard credit pull · No obligation · Estimate only

FAQs

Business Line of Credit FAQs

The Only Risk Is Not Knowing What's Available to You

60 seconds. No credit impact. No obligation.

Check My Rate →

No hard credit pull · Free to check · Nationwide

See What I Qualify For — 60 Sec →